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Mental health billing

Mental health billing services, from the session to paid.

Valian's mental health billing services verify each patient's benefits before the first session, check every claim before it goes, send each claim to the right payer and work every denial. Your team runs it in our software, or ours does.

PsychiatryPsychologyTherapy and counselingGroup practicesTelehealth
The Valian finances screen: what came in and what is still out.
The short answer

What are mental health billing services?

Mental health billing services turn therapy and psychiatry sessions into insurance payments. They verify each patient's mental health benefits and check each session's code against its length. They send the claim to the right payer, follow it until the payer decides, post the payment and work any denial. Behavioral health billing is the same work under a broader name.

In Valian, it starts before the first session. Your desk checks the patient's plan in one click, or our team checks it for you, and more than 1,100 payers answer in seconds. The answer shows the mental health benefits in network and out, with any session limit or authorization rule the plan sends. Your clinician picks the codes, matched to the length of the session. Valian checks each one against the code books, the payer's rules and the patient's plan before the claim goes out electronically. Then Valian follows the claim with the carrier until it decides, posts the EOB to it and shows any denial in plain words with its fix.

Mental health claims fail in quiet ways. A 53-minute session is billed as 90837, but the note never says how long it ran. The claim goes to the medical plan on the card when a separate company pays for mental health care. A telehealth session carries the wrong place of service. An authorization ran out three sessions ago. Each one turns into a denial weeks later, often after more sessions were billed the same way. In a small practice, the clinician who sees patients all day is often the one chasing claims at night, so these wait.

01Every claim checked firstValian reviews every claim before it goes: each code against the code books, the diagnosis that supports it and the payer's rules. Your clinician still picks every code, and Valian never changes one to get a claim paid.
02One list for every claimEvery claim for every payer sits on one list with its live status. You see what was sent, what was paid and what needs your office today.
03Corrections, never duplicatesA fix goes out as a corrected claim that replaces the first one. It is never sent as a second copy, which a payer can deny as a duplicate.
What claims need

What mental health claims need.

Session time behind every codePsychotherapy is billed by the minutes spent with the patient. The time in the note has to support the code on the claim.
Benefits checked before the visitMental health benefits in network and out, with any session limit or authorization rule the plan sends.
Telehealth coded line by linePlace of service 02 or 10 on every telehealth session, with the modifier its payer wants.
Authorizations filed and trackedOur team files the authorizations plans ask for and keeps each approval number on the visits it covers.
Who we bill for

Billing for every kind of mental health practice.

The codes, the payers and the rules change from one kind of practice to the next.

Mental health billing · Psychiatry

Psychiatry

Our psychiatric billing services start with the evaluation: 90792 when it includes medical services, 90791 when it does not. When your psychiatrist does an E/M visit and therapy in the same session, the therapy goes on the claim as an add-on, 90833, 90836 or 90838, picked by the therapy minutes alone. Medicare wants the two parts significant and separately identifiable, with the E/M time kept apart from the therapy time. Valian checks every code against the code books and the payer's rules before the claim goes.

Medical billing services →
The billing system

Eleven jobs through one connected system.

Every job shares the same patient, the same visit and the same claim, so nothing is typed twice and nothing falls between steps. Tap any job to see its page.

Front officeBefore and at the visit · 4 jobsBack officeAfter the visit · 7 jobs
Valian
e-Check-inForms, ID, carde-VerificationCoverage in secondsPrior authorizationRun by our teamPatient financingPlans before treatmentCodingChecked by the bookBillingSent electronicallyPayment postingEOBs post themselvese-PaymentsThe patient's shareCollections follow-upEvery open claim followedAppeals + denialsThe reason and the fixe-ReportingCollected, by day
Your team or ours

Run billing yourself, or hand it to us.

Your team bills in Valian.

Your billing, streamlined in our software. Keep managing it yourself, or have us take it over. If you keep it, your biller works every benefits check, claim, EOB and patient balance on one screen, with each session's code checked before the claim goes. You keep the practice software you run today.

Our team takes billing over.

With Valian's behavioral health billing services, our team checks each patient's benefits before the visit and sends the claims. We follow each one with the payer, post the payments, work the denials and file the appeals and authorizations, all inside Valian. Your clinicians still pick the codes. You see every claim and every dollar, any day, without asking for a report.

What it replaces
StopsWith Valian
Payer portal loginsOne claim list
Spreadsheet session logsClaims built from sessions
Unchecked session timesTime checked per code
Duplicate resubmissionsCorrected claims only
Payers

The payers mental health practices bill.

Claims go out electronically to the commercial plans, Medicare and the Medicaid health plans your patients carry, and to the separate companies some plans use for mental health care. Each claim is checked against its own payer's rules before it goes.

MedicareMedicare Advantage plansMedicaid health plansUnitedHealthcareAetnaCignaHumanaBlue Cross Blue Shield plansHorizon Blue Cross Blue Shield of New JerseyOxford Health PlansUMRMeritain HealthOscar HealthAmeriHealth New JerseyNJ FamilyCare

Insurance checks reach more than 1,100 payers, and every claim shows its status on the same list, whoever the payer is.

Getting started

Three steps to your first claims.

  1. 01Discovery callIn 15 minutes, we look at how your sessions are billed today and where time, telehealth and authorizations trip claims up.
  2. 02SetupThe BAA and billing agreement are signed first. A picture of your session codes and fees brings them in, and we file the claim sign-ups your payers need.
  3. 03First claimsNew sessions go through Valian from day one. Claims your old biller already sent finish where they are, so nothing goes out twice.
What to have ready for your call.
  • Your session codes and fees (a photo works)
  • Each clinician's NPI and your tax ID
  • A recent EOB from each main payer
  • Open authorizations and their approval numbers
Book a discovery call →
New Jersey

Mental health billing in New Jersey.

Valian is based in New Jersey, and our team bills for mental health practices here. In Ocean and Monmouth counties, the discovery call can happen at your office, with your team. Medicare claims from New Jersey go to Novitas Solutions, the Medicare contractor for the state, and Medicare's claims sign-up runs inside the Valian dashboard, one step at a time. Claims also go to Horizon Blue Cross Blue Shield of New Jersey, AmeriHealth New Jersey and the NJ FamilyCare plans.

Medical billing in New JerseyOcean CountyMonmouth CountyToms RiverBrickLakewoodFreeholdRed Bank
Questions

Common questions.

What do mental health billing services include?

They cover the whole path from a session to the payment. That means verifying each patient's mental health benefits, checking every code before the claim goes and sending claims. It also means following each claim until the payer decides, posting payments from the EOB, working denials and appeals, filing authorizations and billing patients for what is left. The whole cycle is on our RCM services page.

How does therapy billing work?

Therapy billing starts with the patient's plan: active or not, in network or out, the copay or coinsurance, and any session limit or authorization rule. After the session, your clinician picks the code, which for psychotherapy depends on the minutes spent with the patient. The claim goes to the payer that covers mental health care. The payer decides and pays its share, and the patient owes the rest.

What are the CPT codes for psychotherapy?

The main ones go by time with the patient: 90832 for 16 to 37 minutes, 90834 for 38 to 52 minutes and 90837 for 53 minutes or more. Medicare's guidance says not to bill a psychotherapy code for a session under 16 minutes. Diagnostic evaluations are 90791 and 90792, family therapy is 90846 and 90847, group therapy is 90853, and 90785 is an add-on for interactive complexity.

Do you offer psychiatry billing services?

Yes. Our psychiatry billing services cover evaluations, E/M visits and therapy given in the same visit as an E/M service. Valian checks every code against the code books and the payer's rules, and that a diagnosis supports each line. Your psychiatrist picks every code, and Valian never changes one to get a claim paid.

What is a behavioral health carve-out?

It is when a health plan hands its mental health benefits to a separate company, often called a managed behavioral health organization, with its own network and rules. A claim sent to the plan on the medical card can come back with a note to send it to the correct payer. The separate company may also want its own authorization. Valian's check shows what the plan sends, and our team calls the payer when it is unclear who pays.

Does insurance cover telehealth therapy?

Often, yes, but each plan sets its own rules. Medicare covers mental health telehealth at home permanently. The claim carries place of service 10 when the patient was at home and 02 when they were somewhere else, plus the modifier the payer wants. From January 1, 2028, Medicare also wants an in-person visit within 6 months before a patient's first telehealth session at home. After that, it wants at least one every 12 months, with some exceptions.

Does Medicare cover marriage and family therapists and counselors?

Yes, since January 1, 2024. Marriage and family therapists and mental health counselors can enroll in Medicare and bill it directly, and addiction counselors who meet the counselor rules can enroll as mental health counselors. They must accept assignment, which means taking Medicare's approved amount as full payment. Once a clinician is enrolled, Valian sends their claims like any other clinician's.

Can you bill out-of-network therapy sessions?

Yes. When your practice is out of network with a patient's plan, the benefits check shows what the plan pays out of network, such as its deductible and coinsurance, before the first session. Valian can send the claim to the plan for the patient. Some practices give the patient a superbill instead, with the codes, the diagnosis and the provider's details, so the patient can ask the plan to pay them back.

How do you handle prior authorizations for therapy?

Our team files them. When a plan wants an authorization for ongoing therapy, testing or another service, your staff asks for one from the patient's verification page. Our team files it with the notes, from your practice's own fax number, and follows up until the payer decides. The approval number is kept on the visits it covers, so it is on hand for every claim.

Can insurance limit how many therapy sessions a patient gets?

Yes, some plans cap sessions or ask for an authorization after a set number. Federal parity law bars individual plans and employer plans with more than 50 workers that cover mental health care from limiting it more strictly than they limit medical care. Valian's check shows any limit the plan sends, and our team calls the payer when a limit or an authorization is in question.

Why are mental health claims denied?

Often for reasons that are easy to miss. The note's minutes do not support the code. The claim went to the medical plan when a separate company pays for mental health care. An authorization is missing, or the sessions ran past the number approved. A telehealth line has the wrong place of service. Valian shows each denial's reason in plain words with its fix, sends a corrected claim when one is needed, and our team writes and files the appeals.

Does mental health billing need psychotherapy notes?

No. HIPAA gives extra protection to psychotherapy notes kept apart from the rest of the record. It also says session start and stop times, the diagnosis, the treatment plan and a summary of progress are not part of those notes. Claims are built from those billing details, not from the clinician's private notes. A Business Associate Agreement is signed before any patient data moves.

Do you handle credentialing with insurance panels?

No. Valian does not do payer credentialing, the work of getting a clinician into a plan's network. Once your clinicians are in network, or billing out of network, we handle what comes after: benefits checks, claims, follow-up, posting, denials and appeals. We also file the claim sign-ups a payer needs before it accepts your electronic claims.

How much do mental health billing services cost?

It varies. Many billing companies charge a share of what they collect, and others charge per claim or by the month. Valian sets your price with you after the discovery call, based on how many claims you send and which parts of billing you want our team to run. Nothing is charged until you agree to it.

How do we switch mental health billing companies?

Start with a discovery call. Then the Business Associate Agreement and the billing agreement are signed, your session codes and fees go in, and we file the claim sign-ups your payers need. You keep your practice software. New sessions go through Valian from the day you start, and claims your old biller already sent finish where they are, so nothing goes out twice.

Still have a question? Book a discovery call →

Book a call

Talk to us about mental health billing.

In 15 minutes, we look at how your sessions are billed today and what sits unpaid, then show you Valian doing it.

  • How your sessions are billed today
  • Where time and authorizations slip
  • What changes if we take over
Book a discovery call15 minVideo callEastern Time (ET)
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