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Updated September 1, 2026

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CareFirst BlueCross BlueShield Medicare Advantage logo

Verify CareFirst BlueCross BlueShield Medicare Advantage eligibility in real time.

CareFirst BlueCross BlueShield Medicare Advantage supports electronic real-time eligibility. Send the check to payer ID 45282 and the full benefits picture comes back in seconds, before the patient sits down.

Payer ID 45282Real-time eligibility: YesMD, VA, DCdental / medical / visionMedicare

Also billed as: CareFirst BCBS Medicare Advantage · University of Maryland Health Advantage

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Seconds

The same CareFirst BlueCross BlueShield Medicare Advantage check that takes 15 to 25 minutes on the phone. Ten patients tomorrow: ten checks, or three hours on hold.

3 billing names

CareFirst BlueCross BlueShield Medicare Advantage shows up on cards under 3 names. Every one routes to payer ID 45282, and so do 3 older payer IDs still printed on cards. No guessing which card this is.

7 CareFirst plans

verify in real time through Valian. One setup covers the whole CareFirst family, CareFirst BlueCross BlueShield Medicare Advantage included.

From $39/mo

Per location, billed yearly. Found checks are billed once a month, $2.50 each and less as you run more. No seat fees, no processing fees.

The phone way

Call, hold, transcribe, repeat.

Verifying CareFirst BlueCross BlueShield Medicare Advantage by phone means a menu, a hold queue, and 15 to 25 minutes per patient while someone at the desk reads benefits back by hand. Ten patients on tomorrow's schedule is half a workday on hold.

The real-time way

Payer ID 45282, in seconds.

The same check, sent electronically. Sign in and run it for any patient in one click, and Valian flags the ones that need a human look.

 By phoneIn Valian
Time per patient15 to 25 minutes on holdSeconds
When it happensDay of, squeezed between patientsAny time before the visit, in one click
What you getNotes scribbled while someone reads benefits aloudThe full breakdown, saved to the patient

What a CareFirst BlueCross BlueShield Medicare Advantage eligibility check returns

  • Whether coverage is active, with plan and group details
  • Deductible, and how much of it is already met this year
  • Annual maximum, and how much of it is left to work with
  • Coverage percentages by category: preventive, basic, major
  • Frequency limits on cleanings, exams, and X-rays
  • Waiting periods, where CareFirst BlueCross BlueShield Medicare Advantage reports them electronically

Eligibility result

Sample data
Status
Active
Plan
PPO · Group 8823
Deductible
$50 · $0 met
Annual max
$1,500 remaining
Preventive
100%
Basic
80%
Major
50%
Cleanings
2 / year

Returned in seconds · payer ID 45282

How practices handle this today, in their own words

Verbatim from recorded calls to dental offices. Names withheld.

We call the insurance, or I go on their website and do it. Yeah, we manually do it.
Office manager, general dentistry
We have a third party insurance verification team that does it for us. I’m not too sure, maybe like seven, ten minutes.
Front office lead, general dentistry
Our system does it, and the ones that are not set up for electronic, we do ourselves.
Practice manager, multi-provider group

How getting set up works

Step 1

Book a discovery call

A 15-minute call with our team: we show you a check and size your plan. Then you sign up from the link we send you: create the account, sign the agreement, and put a card on file.

Step 2

Save your carriers and codes

Pick the insurance carriers you take and the codes you check.

Step 3

Run a check in one click

Sign in, pick a patient and see their coverage in seconds before the visit, CareFirst BlueCross BlueShield Medicare Advantage included. No hold music, no portal logins.

Under half an hour of your time all in. See how the software compares, how a real-time check works, or what outsourcing costs.

What CareFirst BCBS Medicare Advantage supports through our network

Real-time eligibility (270/271)
Yes, in seconds
Enrollment for eligibility
None, checks work day one
Dental claims (837D)
Not through our network
Claim status (276/277)
Yes
Electronic remittance (835)
Yes, after a multi-step enrollment, typically within hours
Electronic funds transfer
Not through our network
Claim attachments
Not through our network

Names and IDs this payer goes by

CareFirst BlueCross BlueShield Medicare Advantage · CareFirst BCBS Medicare Advantage · University of Maryland Health Advantage. Older cards may show payer ID 45282MA, 7487 and 9643. All of them route to payer ID 45282.

Payer site: www.carefirst.com

How to verify CareFirst BlueCross BlueShield Medicare Advantage, step by step

1

Get the member ID and date of birth from the card or the patient.

2

Send the electronic eligibility request (a 270) to payer ID 45282.

3

Read the response (the 271): status, deductible, max, percentages, frequencies.

4

Save the breakdown to the patient. With Valian, all four take one click and a few seconds.

CareFirst BlueCross BlueShield Medicare Advantage runs Medicare plans across 3 states. Medicare dental benefits live in the specific Advantage plan, not in Medicare itself, so the plan on the card decides.

CareFirst BlueCross BlueShield Medicare Advantage, quick answers

Does CareFirst BlueCross BlueShield Medicare Advantage support real-time eligibility?

Yes. Eligibility checks to CareFirst BlueCross BlueShield Medicare Advantage clear electronically in seconds through payer ID 45282.

What payer ID do I use for CareFirst BlueCross BlueShield Medicare Advantage?

45282 for eligibility transactions. The same payer also appears on cards as CareFirst BCBS Medicare Advantage, University of Maryland Health Advantage.

What does a check cost with Valian?

Plans from $39 a month per location, billed yearly, or from $49 month to month. Plus $2.50 or less per check we find — $0 when we can’t find the insurance. No setup fee and no seat fees. Sign in and run each check in one click before the visit.

Does CareFirst BlueCross BlueShield Medicare Advantage require enrollment before I can check eligibility?

No. Eligibility checks work from day one, with no payer enrollment paperwork.

Which CareFirst BlueCross BlueShield Medicare Advantage plans does this cover?

CareFirst BlueCross BlueShield Medicare Advantage runs Medicare plans in Maryland, Virginia and Washington, D.C.. The eligibility check reads the specific plan on the patient's card, whichever program it belongs to.

Can I get CareFirst BlueCross BlueShield Medicare Advantage remittances electronically?

Yes. CareFirst BlueCross BlueShield Medicare Advantage sends electronic remittance advice (835) after a multi-step enrollment, typically within hours.

What if the patient's card shows a different CareFirst name?

Alternate billing names route to the same payer ID, 45282. The same check covers them.

More questions about verifying CareFirst BlueCross BlueShield Medicare Advantage? Schedule 15 minutes with us and bring your toughest plan.

Check any CareFirst BlueCross BlueShield Medicare Advantage patient in one click, before they walk in.

Plans from $39 a month per location, billed yearly, or from $49 month to month. Plus $2.50 or less per check we find — $0 when we can’t find the insurance. No setup fee and no seat fees.

Book 15 minutes, demo or onboarding

Pick a time, then tell us on the form whether it is a demo or an onboarding call.

View all 760 payers

Other Maryland dental payers

21 other payers operating in Maryland also verify in real time, 6 of them with Medicaid plans.

Medicaid plans in Maryland: Aetna Better Health Maryland, CareFirst Blue Cross Blue Shield Maryland, CareFirst Community Health Plan Maryland, Edenbridge Health, Jai Medical Systems, Medicaid Maryland.

All 22 Maryland payers, with plan types and enrollment

Other Virginia dental payers

17 other payers operating in Virginia also verify in real time, 4 of them with Medicaid plans.

Medicaid plans in Virginia: Anthem Blue Cross and Blue Shield Virginia, CareFirst Blue Cross Blue Shield Maryland, Medicaid Virginia, Molina Complete Care Virginia DSNP.

All 18 Virginia payers, with plan types and enrollment

Other Washington, D.C. dental payers

13 other payers operating in Washington, D.C. also verify in real time, 2 of them with Medicaid plans.

Medicaid plans in Washington, D.C.: CareFirst Blue Cross Blue Shield Maryland, Medicaid District of Columbia.

All 14 Washington, D.C. payers, with plan types and enrollment

The CareFirst family in the network

7 CareFirst plans verify in real time through Valian.

More payers operating in Maryland · More payers operating in Virginia · More payers operating in Washington, D.C.

Payer names and marks belong to their owners and identify the insurance company a practice can verify. Sample result shown for illustration; real results reflect the patient's actual plan. Payer capabilities can change between network updates.