Updated September 1, 2026
Verify Fringe Benefit Group eligibility in real time.
Fringe Benefit Group supports electronic real-time eligibility. Send the check to payer ID 45289 and the full benefits picture comes back in under a second, before the patient sits down.
Also billed as: FBG · Fringe Benefit Group Inc. · Lone Star Medical Group · Lone Star TPA
Under 1 second
The same Fringe Benefit Group check that takes 15 to 25 minutes on the phone. Ten patients tomorrow: ten checks, or three hours on hold.
5 billing names
Fringe Benefit Group shows up on cards under 5 names. Every one routes to payer ID 45289, and so do 6 older payer IDs still printed on cards. No guessing which card this is.
Commercial plans
Fringe Benefit Group runs Commercial plans in Texas. Sign in and check any patient in one click before they arrive.
First month free
On day 30 your card on file is charged $500 unless you cancel. Then $2.50 a check. No seat fees, no platform fee, no contract.
The phone way
Call, hold, transcribe, repeat.
Verifying Fringe Benefit Group by phone means a menu, a hold queue, and 15 to 25 minutes per patient while someone at the desk reads benefits back by hand. Ten patients on tomorrow's schedule is half a workday on hold.
The real-time way
Payer ID 45289, under a second.
The same check, sent electronically. Sign in and run it for any patient in one click, and Valian flags the ones that need a human look.
| By phone | In Valian | |
|---|---|---|
| Time per patient | 15 to 25 minutes on hold | Under a second |
| When it happens | Day of, squeezed between patients | Any time before the visit, in one click |
| What you get | Notes scribbled while someone reads benefits aloud | The full breakdown, saved to the patient |
What a Fringe Benefit Group eligibility check returns
- Whether coverage is active, with plan and group details
- Deductible, and how much of it is already met this year
- Annual maximum, and how much of it is left to work with
- Coverage percentages by category: preventive, basic, major
- Frequency limits on cleanings, exams, and X-rays
- Waiting periods, where Fringe Benefit Group reports them electronically
Eligibility result
Sample data- Status
- Active
- Plan
- PPO · Group 8823
- Deductible
- $50 · $0 met
- Annual max
- $1,500 remaining
- Preventive
- 100%
- Basic
- 80%
- Major
- 50%
- Cleanings
- 2 / year
Returned in under a second · payer ID 45289
How practices handle this today, in their own words
Verbatim from recorded calls to dental offices. Names withheld.
We call the insurance, or I go on their website and do it. Yeah, we manually do it.
We have a third party insurance verification team that does it for us. I’m not too sure, maybe like seven, ten minutes.
Our system does it, and the ones that are not set up for electronic, we do ourselves.
How getting set up works
Sign up
About ten minutes: create the account, sign the agreement, and your free first month starts. On day 30 your card on file is charged $500 unless you cancel.
Connect your system
We connect your practice management software with your office manager. Open Dental, Dentrix, Eaglesoft, and more.
Run a check in one click
Sign in, pick a patient and see their coverage in under a second before the visit, Fringe Benefit Group included. No hold music, no portal logins.
Under half an hour of your time all in. See the full walkthrough on the insurance verification page.
What Fringe Benefit Group supports electronically
- Real-time eligibility (270/271)
- Yes, under a second
- Enrollment for eligibility
- None, checks work day one
- Dental claims (837D)
- Not offered electronically
- Claim status (276/277)
- Not offered electronically
- Electronic remittance (835)
- Yes, after a multi-step enrollment, typically a few weeks
- Electronic funds transfer
- Not offered electronically
- Claim attachments
- Not offered electronically
Names and IDs this payer goes by
Fringe Benefit Group · FBG · Fringe Benefit Group Inc. · Lone Star Medical Group · Lone Star TPA. Older cards may show payer ID 11013, 6230, 8810, LNSTR and LSTAR. All of them route to payer ID 45289.
Payer site: fbg.com
How to verify Fringe Benefit Group, step by step
Get the member ID and date of birth from the card or the patient.
Send the electronic eligibility request (a 270) to payer ID 45289.
Read the response (the 271): status, deductible, max, percentages, frequencies.
Save the breakdown to the patient. With Valian, all four take one click and under a second.
Fringe Benefit Group runs Commercial plans across Texas.
Fringe Benefit Group, quick answers
Does Fringe Benefit Group support real-time eligibility?
Yes. Eligibility checks to Fringe Benefit Group clear electronically in under a second through payer ID 45289.
What payer ID do I use for Fringe Benefit Group?
45289 for eligibility transactions. The same payer also appears on cards as FBG, Fringe Benefit Group Inc., Lone Star Medical Group.
What does a check cost with Valian?
$2.50 per verification. Sign in and run each check in one click before the visit. Your first month is free. On day 30 your card on file is charged $500 unless you cancel. No contract and no seat fees.
Does Fringe Benefit Group require enrollment before I can check eligibility?
No. Eligibility checks work from day one, with no payer enrollment paperwork.
Which Fringe Benefit Group plans does this cover?
Fringe Benefit Group runs Commercial plans in Texas. The eligibility check reads the specific plan on the patient's card, whichever program it belongs to.
Can I get Fringe Benefit Group remittances electronically?
Yes. Fringe Benefit Group sends electronic remittance advice (835) after a multi-step enrollment, typically a few weeks.
What if the patient's card shows a different Fringe name?
Alternate billing names route to the same payer ID, 45289. The same check covers them.
More questions about verifying Fringe Benefit Group? Schedule 15 minutes with us and bring your toughest plan.
Check any Fringe Benefit Group patient in one click, before they walk in.
First month free. On day 30 your card on file is charged $500 unless you cancel. $2.50 a check after that. No seat fees, no platform fee, no contract.
Book 15 minutes, demo or onboarding
Pick a time, then tell us on the form whether it is a demo or an onboarding call.
Other Texas dental payers
36 other payers operating in Texas also verify in real time, 14 of them with Medicaid plans.
- Aetna Better Health Texas38692
- Alignment Health PlanCCHPC
- Baylor Scott and White Health Plan88030
- Blue Cross and Blue Shield of Texas84980
- Blue Cross Blue Shield Texas Medicaid STAR CHIPHCSV2
- Blue Shield of California100935
- Christus Health Plan LA Exchange52106
- Clover HealthCRPHP
- Community Health Choice48145
Medicaid plans in Texas: Aetna Better Health Texas, Blue Cross and Blue Shield of Texas, Blue Cross Blue Shield Texas Medicaid STAR CHIP, Blue Shield of California, Community Health Choice, Dell Children's Health Plan, and 8 more.
Related payers
- Verify Fringe Benefit Coordinators eligibility
- Verify Aetna Better Health Texas eligibility
- Verify Alignment Health Plan eligibility
- Verify Baylor Scott and White Health Plan eligibility
- Verify Blue Cross and Blue Shield of Texas eligibility
- Verify Blue Cross Blue Shield Texas Medicaid STAR CHIP eligibility
Payer names and marks belong to their owners and identify the insurance company a practice can verify. Sample result shown for illustration; real results reflect the patient's actual plan. Payer capabilities can change between network updates.