Updated September 1, 2026
Verify New Era Life Insurance eligibility in real time.
New Era Life Insurance supports electronic real-time eligibility. Send the check to payer ID 98798 and the full benefits picture comes back in seconds, before the patient sits down.
Also billed as: New Era Life Insurance Company · Philadelphia American Life Insurance Company
Seconds
The same New Era Life Insurance check that takes 15 to 25 minutes on the phone. Ten patients tomorrow: ten checks, or three hours on hold.
3 billing names
New Era Life Insurance shows up on cards under 3 names. Every one routes to payer ID 98798, and so do 4 older payer IDs still printed on cards. No guessing which card this is.
Medicare plans
New Era Life Insurance runs Medicare plans. Sign in and check any patient in one click before they arrive.
From $39/mo
Per location, billed yearly. Found checks are billed once a month, $2.50 each and less as you run more. No seat fees, no processing fees.
The phone way
Call, hold, transcribe, repeat.
Verifying New Era Life Insurance by phone means a menu, a hold queue, and 15 to 25 minutes per patient while someone at the desk reads benefits back by hand. Ten patients on tomorrow's schedule is half a workday on hold.
The real-time way
Payer ID 98798, in seconds.
The same check, sent electronically. Sign in and run it for any patient in one click, and Valian flags the ones that need a human look.
| By phone | In Valian | |
|---|---|---|
| Time per patient | 15 to 25 minutes on hold | Seconds |
| When it happens | Day of, squeezed between patients | Any time before the visit, in one click |
| What you get | Notes scribbled while someone reads benefits aloud | The full breakdown, saved to the patient |
What a New Era Life Insurance eligibility check returns
- Whether coverage is active, with plan and group details
- Deductible, and how much of it is already met this year
- Annual maximum, and how much of it is left to work with
- Coverage percentages by category: preventive, basic, major
- Frequency limits on cleanings, exams, and X-rays
- Waiting periods, where New Era Life Insurance reports them electronically
Eligibility result
Sample data- Status
- Active
- Plan
- PPO · Group 8823
- Deductible
- $50 · $0 met
- Annual max
- $1,500 remaining
- Preventive
- 100%
- Basic
- 80%
- Major
- 50%
- Cleanings
- 2 / year
Returned in seconds · payer ID 98798
How practices handle this today, in their own words
Verbatim from recorded calls to dental offices. Names withheld.
We call the insurance, or I go on their website and do it. Yeah, we manually do it.
We have a third party insurance verification team that does it for us. I’m not too sure, maybe like seven, ten minutes.
Our system does it, and the ones that are not set up for electronic, we do ourselves.
How getting set up works
Book a discovery call
A 15-minute call with our team: we show you a check and size your plan. Then you sign up from the link we send you: create the account, sign the agreement, and put a card on file.
Save your carriers and codes
Pick the insurance carriers you take and the codes you check.
Run a check in one click
Sign in, pick a patient and see their coverage in seconds before the visit, New Era Life Insurance included. No hold music, no portal logins.
Under half an hour of your time all in. See how the software compares, how a real-time check works, or what outsourcing costs.
What New Era Life Insurance supports through our network
- Real-time eligibility (270/271)
- Yes, in seconds
- Enrollment for eligibility
- None, checks work day one
- Dental claims (837D)
- Not through our network
- Claim status (276/277)
- Yes
- Electronic remittance (835)
- Yes, after a multi-step enrollment, typically within hours
- Electronic funds transfer
- Not through our network
- Claim attachments
- Not through our network
Names and IDs this payer goes by
New Era Life Insurance · New Era Life Insurance Company · Philadelphia American Life Insurance Company. Older cards may show payer ID 10991, 1477, NERAL and NWERAL. All of them route to payer ID 98798.
Payer site: site.neweralife.com
How to verify New Era Life Insurance, step by step
Get the member ID and date of birth from the card or the patient.
Send the electronic eligibility request (a 270) to payer ID 98798.
Read the response (the 271): status, deductible, max, percentages, frequencies.
Save the breakdown to the patient. With Valian, all four take one click and a few seconds.
New Era Life Insurance runs Medicare plans across 2 states. Medicare dental benefits live in the specific Advantage plan, not in Medicare itself, so the plan on the card decides.
New Era Life Insurance, quick answers
Does New Era Life Insurance support real-time eligibility?
Yes. Eligibility checks to New Era Life Insurance clear electronically in seconds through payer ID 98798.
What payer ID do I use for New Era Life Insurance?
98798 for eligibility transactions. The same payer also appears on cards as New Era Life Insurance Company, Philadelphia American Life Insurance Company.
What does a check cost with Valian?
Plans from $39 a month per location, billed yearly, or from $49 month to month. Plus $2.50 or less per check we find — $0 when we can’t find the insurance. No setup fee and no seat fees. Sign in and run each check in one click before the visit.
Does New Era Life Insurance require enrollment before I can check eligibility?
No. Eligibility checks work from day one, with no payer enrollment paperwork.
Which New Era Life Insurance plans does this cover?
New Era Life Insurance runs Medicare plans in Nebraska and Texas. The eligibility check reads the specific plan on the patient's card, whichever program it belongs to.
Can I get New Era Life Insurance remittances electronically?
Yes. New Era Life Insurance sends electronic remittance advice (835) after a multi-step enrollment, typically within hours.
What if the patient's card shows a different New name?
Alternate billing names route to the same payer ID, 98798. The same check covers them.
More questions about verifying New Era Life Insurance? Schedule 15 minutes with us and bring your toughest plan.
Check any New Era Life Insurance patient in one click, before they walk in.
Plans from $39 a month per location, billed yearly, or from $49 month to month. Plus $2.50 or less per check we find — $0 when we can’t find the insurance. No setup fee and no seat fees.
Book 15 minutes, demo or onboarding
Pick a time, then tell us on the form whether it is a demo or an onboarding call.
Other Nebraska dental payers
14 other payers operating in Nebraska also verify in real time.
Other Texas dental payers
37 other payers operating in Texas also verify in real time, 14 of them with Medicaid plans.
- Aetna Better Health Texas38692
- Alignment Health PlanCCHPC
- Baylor Scott and White Health Plan88030
- Blue Cross and Blue Shield of Texas84980
- Blue Cross Blue Shield Texas Medicaid STAR CHIPHCSV2
- Blue Shield of California100935
- Christus Health Plan LA Exchange52106
- Clover HealthCRPHP
- Community Health Choice48145
Medicaid plans in Texas: Aetna Better Health Texas, Blue Cross and Blue Shield of Texas, Blue Cross Blue Shield Texas Medicaid STAR CHIP, Blue Shield of California, Community Health Choice, Dell Children's Health Plan, and 8 more.
Related payers
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- Verify Blue Cross and Blue Shield of Nebraska eligibility
- Verify Businessmen's Assurance (Nebraska) eligibility
- Verify Delta Dental of Nebraska eligibility
- Verify Devoted Health eligibility
More payers operating in Nebraska · More payers operating in Texas
Payer names and marks belong to their owners and identify the insurance company a practice can verify. Sample result shown for illustration; real results reflect the patient's actual plan. Payer capabilities can change between network updates.